Business Package

PIL Business Package is specially designed to provide essential insurance for your small & medium business establishment in a single policy.

  • Fire & Lightning
  • Domestic Explosion
  • Specified natural perils including storm , flood, earthquake, tsunami
  • Impact by aircrafts, vehicles, animals, falling trees or branches, television or radio aerials
  • Bursting / Overflowing of water tanks, apparatus or pipes
  • Burglary (involving forcible and violent entry or exit / following an assault, violence or threat)
  • Riot & strike
  • Malicious act of a person
  • Architects’, Surveyors’, Consultant Engineers Fees
  • Removal of Debris
  • Fire Extinguishing Cost
  • Alternative accommodation or loss of rent if your home become uninhabitable due to an insured peril
  • Cover during minor alterations and repairs to your business premises
  • Cover for directors’, insured’s employees’ personal property
  • Loss or damage to property temporarily removed from your business premises
  • Funeral Expenses to the Insured
  • Terrorism
  • Electrical fire damage to your electrical installations and appliances
  • Business interruption per day allowance
  • Money whilst in transit, safe, locked drawer and money inside the premises during the business hours
  • Cover against third party bodily injury or property damage arising in connection with your business
  • Accidental damage cover for fixed glass, sign boards and name boards
  • Personal Accident cover to specified insured persons
  • Workmen’s Compensation cover in respect of your employees
  • Loss or damage to freezer contents due to accidental breakdown of freezer or accidental power failure

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