Niwahana Insurance

PIL Niwahana Insurance is specially designed to provide essential insurance for your home/ family in a single policy.

  • Fire & Lightning
  • Domestic Explosion
  • Specified natural perils including storm , flood, earthquake, tsunami
  • Impact by aircrafts, vehicles, animals, falling trees or branches, television or radio aerials
  • Bursting / Overflowing of water tanks, apparatus or pipes
  • Accidental breakage of fixed glass of the building
  • Burglary (involving forcible and violent entry or exit / following an assault, violence or threat)
  • Accidental breakage of fixed glass or mirrors forming part of the furniture
  • Architects’, Surveyors’, Consultant Engineers Fees
  • Cost of Removal of Debris
  • Fire Extinguishing Cost
  • Alternative accommodation or loss of rent if your home become uninhabitable due to an insured peril
  • Cover during minor alterations and repairs to your home
  • Loss or damage to property temporarily removed from your home
  • Cover for your domestic workers’ property
  • Cover for damage to your landscaping
  • Loss or damage to alterations, additions and improvements to your home
  • Automatic reinstatement of sum insured following loss or damage to the insured property
  • Funeral Expenses to the Insured Person
  • Legal liability cover to you as the owner/occupant of your home
  • Riot and Strike
  • Malicious Damage
  • Terrorism
  • Electrical fire damage to your electrical installations and appliances
  • Personal Accident cover to insured
  • Workmen’s Compensation cover to your domestic workers
  • Accidental Damage to the solar panels

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