Motor Vehicles

Taking cognizance of the diverse needs of the commercial sector that deals with large numbers of motor vehicles, the unique Motor Vehicle Insurance plan provides businessmen with the necessary safeguards covering their fleet of motor vehicles against loss or damage caused by accidents including any legal liability to third parties for bodily injury or property damage.

The plan also provides for additional covers under the ‘Comprehensive Motor Policies’ enabling you to address specific requirements of your business.

  • The Motor Vehicle
  • Its accessories and spare parts, on the vehicle
    • By accidental external means
    • By fire, external explosion, self-ignition lightning or burglary, house breaking or theft
    • By malicious act
    • Whilst in transit by road, rail, inland waterway, lift or elevator

Sums including claimant’s cost and expenses which the insured shall become legally liable to pay in respect of an

  • Accidental death or bodily injury to any person
  • Accidental damage to property (up to the pre defined limit)

  • Personal Accident Benefit
  • Passenger Risk (applicable to commercial passenger carrying vehicles)
  • Workmen’s Compensation Insurance (WCI)
  • Goods in Transit
  • Strike Riot and Civil Commotion (SRCC)
  • Terrorism
  • Learner Driver
  • Special Windscreen Cover
  • Flood and Natural Disasters
  • Excluded Items (Hiring)
  • Third Party Property Damage (TPPD) Cover
  • Driving Tuition
  • Hire Vehicles-Hirer Driving (Rent)
  • Theft of Parts Cover

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