SME Solution

PIL SME Solution is specially designed to provide essential insurance for your small & medium business establishment in a single policy.

Fire & Lightning
Domestic Explosion
Specified natural perils including storm , flood, earthquake, tsunami
Impact by aircrafts, vehicles, animals, falling trees or branches, television or radio aerials
Bursting / Overflowing of water tanks, apparatus or pipes
Burglary (involving forcible and violent entry or exit / following an assault, violence or threat)
Riot & strike
Malicious act of a person

Architects’, Surveyors’, Consultant Engineers Fees
Removal of Debris
Fire Extinguishing Cost
Alternative accommodation or loss of rent if your home become uninhabitable due to an insured peril
Cover during minor alterations and repairs to your business premises
Cover for directors’, insured’s employees’ personal property
Loss or damage to property temporarily removed from your business premises
Funeral Expenses to the Insured

Terrorism
Electrical fire damage to your electrical installations and appliances
Business interruption per day allowance
Money whilst in transit, safe, locked drawer and money inside the premises during the business hours
Cover against third party bodily injury or property damage arising in connection with your business
Accidental damage cover for fixed glass, sign boards and name boards
Personal Accident cover to specified insured persons
Workmen’s Compensation cover in respect of your employees
Loss or damage to freezer contents due to accidental breakdown of freezer or accidental power failure

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