Motor Vehicles

Purchase of a motor car is a milestone in every individual’s life but with it comes the responsibility to safeguard it from unforeseen damages, law suits and deliberate acts of vandalism.

A comprehensive Motor Insurance policy from People’s Insurance will cover your motor vehicle against loss or damage caused by accidents, fire and theft and your legal liability to third parties in the event of physical injuries or property damage. The policy also provides optional covers that are available under the Comprehensive Motor Insurance package.

  • The Motor Vehicle
  • Its accessories and spare parts, on the vehicle
    • By accidental external means
    • By fire, external explosion, self-ignition lightning or burglary, house breaking or theft
    • By malicious act
    • Whilst in transit by road, rail, inland waterway, lift or elevator

Sums including claimant’s cost and expenses which the insured shall become legally liable to pay in respect of an

  • Accidental death or bodily injury to any person
  • Accidental damage to property (up to the pre defined limit)

  • Personal Accident Benefit
  • Passenger Risk (applicable to commercial passenger carrying vehicles)
  • Workmen’s Compensation Insurance (WCI)
  • Goods in Transit
  • Strike Riot and Civil Commotion (SRCC)
  • Terrorism
  • Learner Driver
  • Special Windscreen Cover
  • Flood and Natural Disasters
  • Excluded Items (Hiring)
  • Third Party Property Damage (TPPD) Cover
  • Driving Tuition
  • Hire Vehicles-Hirer Driving (Rent)
  • Theft of Parts Cover

Get Quote Download Product Proposal Download Sum Insured - English Sinhala Download Sum Insured - Tamil Download Motor Policy (EST)

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