Business Products
Business Products
Commercial Fire Insurance

Covers loss or damage to the property caused by fire or lightning and domestic explosion. This insurance is usually extended to cover loss or damage due to Storm and Flood, "Earthquake, Explosion”, Malicious Damage, Impact Damage, Burst pipes, Strike, Riot and Terrorism, etc.

Business Interruption (Consequential Loss) Insurance

Covers loss of net profit and fixed charges (shortfall in gross profit) following interruption of business caused by risks which are insured under a fire policy.

Plate Glass

Covers against accidental breakage. Breakage means a fracture through the entire thickness as oppose to mere scratching or chipping.

Burglary Insurance

Covers any loss/damage to the property and premises by any burglary or hold up.

Fidelity Guarantee Insurance

Covers loss of money or goods either belonging to employers or for which they are responsible as a result of acts or fraud or dishonesty by an employee.

Machinery / Electronic Equipment Insurance

Covers unforeseen and sudden damage to machinery by any accidental cause whilst at work or at rest and during cleaning, inspection, overhaul or removal to other position in the premises.

Contractor's All Risks Insurance

Covers loss or damage to contract works and all other materials on site as well as legal liability to third parties arising out of the performance of a contract.

Workmen's Compensation Insurance

Provides payment for accidental bodily injury and / or disease sustained by your employes whilst in the course of employment.

Public Liability Insurance

Covers the insured's legal liability for accidental bodily injury or loss of or damage to property whilst in the course of business. It also covers legal fees, costs and expenses that may be incurred because of the accidents.

Motor Vehicle Insurance

Covers your motor vehicle against loss or damage caused by accidents and your legal liability to third party for bodily injury or property damage. Optional additional covers available under Comprehensive Motor Policies.

Marine (Cargo) Insurance

Covers loss or damage to goods whilst in transit by land and sea. Cargo transported by air also covered by this policy.

Goods In Transit Insurance

Covers loss of or damage to property caused by fire, theft or accidental means whilst being transported, loaded or unloaded from any road vehicle belonging to or hired by the insured.