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Home Insurance
PIL Home insurance is specially designed to provide essential insurance for your home/ family in a single policy.
- Fire & Lightning
- Domestic Explosion
- Specified natural perils including storm , flood, earthquake, tsunami
- Impact by aircrafts, vehicles, animals, falling trees or branches, television or radio aerials
- Bursting / Overflowing of water tanks, apparatus or pipes
- Accidental breakage of fixed glass of the building
- Burglary (involving forcible and violent entry or exit / following an assault, violence or threat)
- Accidental breakage of fixed glass or mirrors forming part of the furniture
- Architects’, Surveyors’, Consultant Engineers Fees
- Cost of Removal of Debris
- Fire Extinguishing Cost
- Alternative accommodation or loss of rent if your home become uninhabitable due to an insured peril
- Cover during minor alterations and repairs to your home
- Loss or damage to property temporarily removed from your home
- Cover for your domestic workers’ property
- Cover for damage to your landscaping
- Loss or damage to alterations, additions and improvements to your home
- Automatic reinstatement of sum insured following loss or damage to the insured property
- Funeral Expenses to the Insured Person
- Legal liability cover to you as the owner/occupant of your home
- Riot and Strike
- Malicious Damage
- Terrorism
- Electrical fire damage to your electrical installations and appliances
- Personal Accident cover to insured
- Workmen’s Compensation cover to your domestic workers
- Accidental Damage to the solar panels
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