Motor Vehicles

Purchase of a motor car is a milestone in every individual’s life but with it comes the responsibility to safeguard it from unforeseen damages, law suits and deliberate acts of vandalism.

A comprehensive Motor Insurance policy from People’s Insurance will cover your motor vehicle, its accessories and spare parts (on the vehicle) against loss or damage caused by

  • Accidental external means
  • Fire, external explosion, self-ignition ,lightning or burglary, house breaking or theft
  • Malicious act
  • Whilst in transit by road, rail, inland waterway, lift or elevator

The Policy also covers, the Sums including claimant’s cost and expenses which the insured shall become legally liable to pay in respect of an

  • Accidental death or bodily injury to any person
  • Accidental damage to property (up to the pre-defined limit)

People’s Insurance Comprehensive Insurance Policy includes following free covers / facilities as well

  • Accidental Medical Expenses
  • Hire purchase cover
  • 100% Airbag cover
  • Lease Protection Cover
  • Towing Charges
  • Call & Go facility
  • Claim payment directly to your bank account

  • Personal Accident Benefit to driver and the passengers
  • Cover for Passengers of commercial passenger carrying vehicles
  • Workmen’s Compensation Insurance to drivers and cleaners
  • Cover for Goods which are being transported
  • Strike Riot and Civil Commotion (SRCC) Cover
  • Terrorism Cover
  • Cover while you learn to drive
  • Cover for breakage of windscreen or windows not involving other damage to body work (This cover helps you to save your No Claim Bonus in such an event)
  • Flood and Natural Disasters Cover
  • Enhanced Towing Charges if required
  • Cover lamps, tires, mudguards, buffers, buffer aprons and paint works for Hiring Vehicles (Which is excluded for hiring vehicles under the basic policy)
  • Enhanced Third Party Property Damage Cover if required
  • Coverage in case if you conduct Driving Tuition
  • Theft of Parts Cover for Private Dual Purpose vehicles

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